The game of Baccarat is a speedy table game that is offered at the vast majority of live casinos all over the world. In addition, this exciting and increasingly popular pastime has branched over into the online casino market. With simple rules and basic guidelines, anyone can learn the ins and outs of this thrilling game.
Whether planning a trip to the casino or simply curious about the game so as to try at one of the various online casinos, this comprehensive guide will explain the rules, regulations and the most elementary basics of the amusing game of Baccarat.
Different Versions of Baccarat
- Punto Banco or “North American baccarat”
- Chemin de Fer
- Banque or à deux tableaux
- EZ Baccarat
- Mini Punto (Mini-Baccarat)
- Midi Punto (Midi Baccarat)
- Super 6
- Punto 2000
How to Wager
In the game of Baccarat, there will always be two hands dealt. Both of these hands are arbitrary, meaning that they are not controlled by any player in particular. Due to this rule, every player may choose to make any one of three various wagers on a single hand. These include betting on the Banker, betting on the Player or betting on a Tie. When every wager has been effectively placed, the hand may subsequently begin. Keep in mind that all betting limits are set forth and decided upon by the house.
All cards are consistently dealt by the dealer from a shoe that consists of anywhere from six to eight decks of cards. This will largely depend upon the house rules. Next, the dealer will deal two cards to the designated Banker and two cards to the Player. It is important to note that cards two through nine counts simply as face value. Jacks, also known as Tens, always count as zero. Additionally, Aces count as one. Once the dealer has dealt, he or she will flip the Banker’s cards showing face up, while the Player’s cards will be positioned face down. This is typical to the participant with the highest wager falling on the Player’s space who will become the custodian. In the game of Baccarat, no specific decisions are made by the players or participants. All deciding factors are defined by the cards’ values.
How the First Two Cards are Counted
The values of the two Banker’s cards are added up strictly by the dealer. Any cards totaling more than nine have the first digit dropped as well the score transcribed. One example of this to better elaborate would be a 7 and 4 totaling 11. The dealer would consequently drop the first digit, leaving 1. In the cases where totals end with an 8 or 9, the hand is referred to as a “natural.” In essence, a “natural” 9 is the most fortuitous hand in the game of Baccarat. When this happens, the custodian will display the Player’s cards. Once again, these cards are added in the same method as the Banker’s cards would be.
For either hand obtaining a “natural,” that will be the declared winner. In the case that both hands maintain a “natural,” the hand with the highest “natural” would be declared the winner. When it comes to the rare instance where both hands obtain the same amount “natural,” or “non-natural” the hand would be distinguished as a tie. For the occasions in which neither hand possesses a “natural,” the dealer will deal a third card to either one or both players based on the following rules. The third card is always delivered to the “Player” betting position first. Under no circumstances will a 4th card be dealt for either betting position.
The Third Card Rules for the Player
- When the two card total is 0-5: Always draws a third card
- When the two card total is 6-9: Never draws a third card
The Third Card Rules for the Banker
- When the two-card total is either 1 or 2: Draw against any hand of three cards.
- When the two-card total is 3: Draw against 1-7 and 9 and no draws against 8
- When the two-card total is 4: Draw against 2-7 and no draws against 0-1 & 8-9
- When the two-card total is 5: Draw against 4-7 and no draws against 0-3 & 8-9
- When the two-card total is 6: Draw against 6-7 and no draws against 0-5 & 8-9
- When the two-card total is 7-9: Never draws a third card
The Final Result
Whichever hand has the highest score will be designated the winner and payouts will be made subsequently. Where hands in with a tie, strictly tie bets will be compensated, while remaining bets remain on the table as an action for the following hand.
House Edge and Baccarat Payouts
In terms of the payouts for Players, Baccarat spaces even money. This simply means that for every dollar bet, there is one dollar even. However, the advantage of the House is about 1.24 percent. In addition, payouts on the space for Bankers are approximately 95 percent which translates to .95 cents for every dollar bet. Players must keep in mind that this difference can be equated to the house’s advantage of only 1.06 percent. This simply means that they require a commission for each bet.
Payouts on ties can range anywhere from 8-1 to 9-1, largely dependent on the house rules and regulations. With an enormous house advantage of 14.44 percent on this bet, the house is sure to profit. However, those interested in Baccarat should understand that this particular game has the lowest house advantage and requires the smallest quantity of participation since the better simply pick a spot and watches the cards. With simple rules and payouts, Baccarat is a very basic game enjoyed all over the world in growing numbers.
Famous Baccarat Strategies
- Golden Eagle Baccarat Strategy
- Silver Tiger Baccarat Strategy
- Martingale Baccarat Strategy
- Fibonacci Baccarat Strategy
- d’Alembert Baccarat Strategy
- Labouchere Baccarat Strategy
- Paroli Baccarat Strategy
- Parlay Baccarat Strategy
- 1-3-2-6 Baccarat Strategy
- 1-3-2-4 Baccarat Strategy
Additional Baccarat Resources